How many of you really budget? Do you have a spreadsheet or some sort of document that lists your expenses for the month?
I do not budget. But it is something that I will begin to do.
This month I paid a credit card bill that was a little high. Well I guess not that high as it reflected 2 months of expenses. But as I looked at my bill I wondered what did I spend all of that money on . . .
My finances are in good order but I think a good budget can give me insight about how much I have, where its going, how to allocate those funds to save more.
I’ll be on a quest to find a great budget worksheet. If you have one please let me know.